How To Get UAE Residency Through Property Investment ?

The United Arab Emirates (UAE) is a good spot to live, work, and stay for a long time. A straightforward way to obtain a long-term residence permit in the UAE is to buy a home. This can give you and your family a steady place to call home. This process is often called getting a Dubai Residency by Buying Property.

Many people choose to obtain their UAE permit by buying property because it's a clear, straightforward path that the government supports. It lets you get a valuable asset, a house or apartment, while also getting your long-stay permit (visa). This process is popular, especially among those seeking a Dubai Investor Visa. This way, your money works in two helpful ways at once.

When you get a long-term permit through property, you get several helpful things:

• Long-Term Stay: You can stay in the UAE for two, five, or even ten years at a time.
• Family Sponsorship: You can bring your close family members (like your spouse and children) to live with you.
• Easy Entry/Exit: You can easily enter and exit the UAE.
• Good Living: You get to enjoy the high quality of life, good schools, and safe cities in the UAE. 
   

The UAE offers different long-stay permits based on how much you spend on property. This is what you need to know about the Dubai Real Estate Investor Visa options.

2-Year Property Investor Visa

• This is the standard, shorter permit.
• What it is: A permit that lets you stay for 2 years.
• Primary Rule: You must own a property that meets the minimum cost rule. You have to invest AED 750,000  (INR 1,83,01,500)

5-Year UAE Golden Visa (Property Investor)

• This is a longer-term permit for people who spend more. This is part of the UAE Golden Visa Property Investment scheme.
• What it is: A special permit that lets you stay for 5 years.
• Primary Rule: You need to spend a higher amount on property (more than the 2-year permit rule). You have to invest AED 1 million (INR 4,88,04,000)

10-Year UAE Golden Visa (Property Investor)

• This is the longest-stay option for the most significant property spenders.
• What it is: The most extended permit, letting you stay for 10 years.
• Primary Rule: You must spend the highest amount on property, which is tied to the UAE 10-Year Visa Property Requirement. You have to invest a minimum of AED 2 million (INR 4,88,04,000)

Types of Qualifying Properties

To get a permit, the property you buy must be:

• Ready to Live In: Sometimes, homes that are still being built (off-plan) do not count. The property must usually be finished and ready.
• Residential Use: It must be a house, apartment, or villa, a place where people live. Commercial buildings often do not qualify.
• In Approved Areas: It must be in some regions of the UAE where foreigners are allowed to own property (called UAE Freehold Property Residency areas).

The property's cost is the most critical factor. This answers the question about the minimum amount for the UAE Investor Visa.

• For the 2-Year Permit: You need to buy property worth at least AED 750,000 (about INR 1,83,01,500).
• For the 5-Year Golden Visa: You need to buy property worth at least AED 1 Million (INR 2,44,93,060)
• For the 10-Year Golden Visa: You need to buy property worth at least AED 2 Million (INR 4,88,04,000)

(Note: For the 10-Year Golden Visa, you usually need properties that add up to AED 2 Million, but there may be extra rules about when you buy them.)

• Paying for the Home: You can use a bank loan (a mortgage) to help pay for the property.
• What Counts: Only the money you have paid to the bank counts toward the minimum value. This is one of the key requirements for the UAE Property Visa. You must show that you have paid the full minimum amount and that it is not part of the outstanding loan.
   

Follow these steps to get your permit. This is the simple guide on how to get a Golden Visa with property or the shorter-term permits:

1. Choose Eligible Property

Pick a house or apartment in an approved area that costs enough for the permit you want (AED 750k or AED 2 Million).

2. Obtain Title Deed / Oqood

You must get the Title Deed (the official paper that proves you own the home). Sometimes, if the building is new, you get an Oqood (a contract paper) first.

3. Apply Through the Dubai Land Department / ICA

You will go to the government office that handles land (such as the Dubai Land Department or other government centres) to start your permit request. They check your ownership papers.

4. Medical Test & ID Process

You must pass a quick medical fitness test. You will also visit an approved centre to provide your fingerprints and photos to obtain your Emirates ID card.

5. Visa Issuance & Stamping

Once everything is approved, your long-stay permit (visa) is officially placed (stamped) in your passport. Now you are a resident
 

Follow these steps to get your permit. This is the simple guide on How to get Golden Visa with property or the shorter-term permits:

1. Choose Eligible Property

Pick a house or apartment in an approved area that costs enough for the permit you want (AED 750k or AED 2 Million).

2. Obtain Title Deed / Oqood

You must get the Title Deed (the official paper that proves you own the home). Sometimes, if the building is new, you get an Oqood (a contract paper) first.

3. Apply Through the Dubai Land Department / ICA

You will go to the government office that handles land (like the Dubai Land Department or other government centers) to start your permit request. They check your ownership papers.

4. Medical Test & ID Process

You must pass a quick medical fitness test. You will also go to an approved center to give your fingerprints and pictures to get your Emirates ID card.

5. Visa Issuance & Stamping

Once everything is approved, your long-stay permit (visa) is officially placed (stamped) in your passport. Now you are a resident!

Costs Involved

Getting the permit involves paying several fees.

Visa Costs

These are fees paid to the government to process your request, your medical check, and your Emirates ID card. They can range from AED 5,000 to AED 15,000, depending on the type of permit and how many family members you bring.

Property Costs

These are costs related to buying the house:

• Property Price: The cost of the house itself (AED 750k or AED 2 Million minimum).
• Land Department Fees: A fee paid to the Land Department when you buy the property (usually 4% of the property value).

Owning a home in the UAE is a simple way to get a long-term permit to live there. If you follow the easy rules about how much the property must cost, you get a good chance to stay in a great country with your family for many years.