Monthly savings = Gross monthly salary − (rent + living costs)
Let us understand it with examples, whether you get a job as a Software Engineer, Data Scientist, Hospitality Manager, Teacher, Nurse and more in Dubai, Abu Dhabi or Sharjah: -
Working as a Software Engineer (AED 25,000 / month)
- Dubai: Rent 6,398 + living 4,219 = total monthly cost 10,617
Savings = 25,000 − 10,617 = AED 14,383
- Abu Dhabi: Rent 5,475 + living 3,568 = 9,043
Savings = 25,000 − 9,043 = AED 15,957
- Sharjah: Rent 2,775 + living 3,200 = 5,975
Savings = 25,000 − 5,975 = AED 19,025
- Working as a Data Scientist (AED 30,000 / month)
Dubai: 30,000 − (6,398 + 4,219 = 10,617) = Total savings AED 19,383
- Abu Dhabi: 30,000 − (5,475 + 3,568 = 9,043) = Total savings AED 20,957
Sharjah: 30,000 − (2,775 + 3,200 = 5,975) = Total savings AED 24,025.
Working as a Hospitality Manager (AED 14,000)
- Dubai: 14,000 − 10,617 = Total savings AED 3,383
- Abu Dhabi: 14,000 − 9,043 = Total savings AED 4,957
- Sharjah: 14,000 − 5,975 = Total savings AED 8,025
Working as a Teacher (AED 12,000)
- Dubai: 12,000 − 10,617 = Total savings AED 1,383
- Abu Dhabi: 12,000 − 9,043 = Total savings AED 2,957
- Sharjah: 12,000 − 5,975 = Total savings AED 6,025
Working as a Nurse (AED 8,000)
- Dubai: 8,000 − 10,617 = −AED 2,617 (i.e., not enough to cover rent + living if renting in-centre single room). Consider employer housing allowance or sharing
- Abu Dhabi: 8,000 − 9,043 = −AED 1,043 (again negative without housing benefit)
- Sharjah: 8,000 − 5,975 = AED 2,025 (positive thanks to lower rent)
Salary, Cost of Living and Savings in Ajman, UAE
Job Role |
Salary / Month |
Total Monthly Costs (Rent + Basics) |
Estimated Monthly Savings |
Graphic Designer |
AED 6,000 |
2,300 + 3,400 = AED 5,700 |
AED 300 |
Mobile Phone Technician |
AED 3,500 |
2,300 + 3,400 = AED 5,700 |
−AED 2,200 → may need housing help or sharing |
Video Editor |
AED 7,500 |
AED 5,700 |
AED 1,800 |
Sales / Marketing Executive |
AED 10,000 |
AED 5,700 |
AED 4,300 |
Salary, Cost of Living and Savings in Fujairah, UAE
Job Role / Salary Band |
Approx Monthly Salary (AED) |
Typical Monthly Living Costs (Rent + Basics) |
Estimated Monthly Savings* |
Software Engineer |
~ AED 7,000 |
Rent for 1-bedroom (~ AED 2,500-4,000) + utilities & groceries etc (~ AED 3,500) |
AED (approx) 7,000 − (say 3,500 + 3,000) = ~AED 500-1,500 |
Manager |
~ AED 4,506 |
Same cost base: rent (~2,500-4,000) + basics (~3,500) |
Usually negative or small positive: 4,506 − (~5,500-7,500) = ~ −AED 1,000-0 |
Driver |
~ AED 2,500 (could go up to AED 3,000) |
Rent + basics (~AED 5,500-7,500 as above) |
Negative: likely −AED 2,500-4,000 unless sharing housing or employer gives allowances |
Accountant |
AED 3,000-6,000 depending on experience / company size |
Same cost base (~AED 5,500-7,500) |
Could be small negative or small positive: e.g. if AED 6,000 salary and cheaper rent/basic costs, savings maybe ~AED 500-1,000 |
Salary, Cost of Living and Savings in Ras Al Khaimah, UAE
Role / Scenario |
Monthly Gross Salary (AED) |
Typical Monthly Cost of Living* (Rent + Basics) |
Estimated Monthly Savings |
Average Worker |
~ AED 13,700 |
Rent (1-bed city centre): AED 2,000-5,000 + Basics (food, utilities, transport, internet): ~ AED 3,500-5,000 |
Savings ~ AED 3,700-8,700 depending on rent and lifestyle |
Human Resources (mid-senior) |
~ AED 13,100 |
Same cost assumptions: ~ AED 5,500-8,000 |
Savings ~ AED 5,100-7,600 |
Cost Estimator (experienced) |
~ AED 11,300 |
~ AED 5,500-8,000 (similar rental + living cost) |
Savings ~ AED 3,300-5,800 |
Assistant Manager |
~ AED 7,000-7,400 average reported |
~ AED 5,000-7,000 depending on rental choice + basics |
Savings ~ AED 0-2,400 |
Lower income / Entry Level |
~ AED 5,000-6,000 estimated in many small roles (e.g. admin, junior tech) |
Cost would still be ~ AED 4,000-6,000 for modest lifestyle; lower rent (outside centre or shared) helps |
Savings often close to zero, maybe AED 500-1,500, or negative if rent & lifestyle are upgraded |