Can An Indian Buy A House In Dubai?

• Decide whether you want a ready-to-move-in property or an off-plan project (under construction).
• Research locations and developers based on ROI, lifestyle needs, and future appreciation potential.

• Any adult Indian citizen with a valid passport can purchase property in Dubai.
• You don’t need UAE citizenship or residency to buy.

• Many buyers transfer funds directly from their Indian bank, but opening a UAE account makes transactions and payments smoother.

• For off-plan projects, the usual percentage is 5–20% of the property value at the time of booking
• For ready properties, a sales agreement is signed, and a deposit (often 10%) is required to pay

• The buyer and seller (or developer) sign a Memorandum of Understanding (Form F), outlining terms, payment plans, and handover dates.

• The standard transfer fee charged by the Dubai Land Department is 4% of the property’s value.
• There may be an admin fee of AED 2,000–4,000 depending on the transaction.

• Once payments are completed, the DLD issues a Title Deed, officially registering you as the property owner.

Be Alert: Costs to Keep in Mind

• DLD transfer fees (4% of property value).
• Registration charges (usually AED 2,000–4,000).
• Service charges and maintenance fees (varies by community).
• Optional furnishing and fit-out costs.